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Although all information and opinions expressed on this brochure were obtained from sources believed to be reliable and in good faith, no representation or warranty, express or implied, is made as to its accuracy or completeness. All information and opinions are subject to change without notice. Certain services and products are subject to legal restrictions and cannot be offered worldwide on an unrestricted basis.

This brochure does not constitute an offer to sell, or a solicitation of an offer to buy, any services or other financial product, nor does it amount to a commitment by AHV to make such an offer at present or an indication of AHV’s willingness to make such an offer in the future.

The information and opinions published on the website are not to be construed as investment advice or any other kind of advice on legal, tax, financial or other issues. They are not suitable to be used as a basis for decision-making.

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